{"id":21981,"date":"2025-02-13T19:08:45","date_gmt":"2025-02-13T19:08:45","guid":{"rendered":"https:\/\/gama.tn\/?p=21981"},"modified":"2025-02-13T19:41:30","modified_gmt":"2025-02-13T19:41:30","slug":"21981","status":"publish","type":"post","link":"https:\/\/gama.tn\/?p=21981","title":{"rendered":"BCT : Circulaire TUNICHEQUE"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"21981\" class=\"elementor elementor-21981\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-773b168b elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"773b168b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8ca205 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"a8ca205\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b257144 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"2b257144\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p>La Banque Centrale de Tunisie (BCT) a publi\u00e9, le 31 janvier 2025, la Circulaire N\u00b02025-03, qui \u00e9tablit les conditions d\u2019exploitation de la Plateforme \u00c9lectronique Unique des Ch\u00e8ques.<\/p>\n<p><\/p>\n<p><\/p>\n<p>Cette circulaire vise \u00e0 :<\/p>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>D\u00e9finir des r\u00e8gles claires pour garantir une adh\u00e9sion \u00e9quitable des institutions concern\u00e9es et un acc\u00e8s universel aux utilisateurs.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Clarifier les r\u00f4les et responsabilit\u00e9s des diff\u00e9rentes parties prenantes ainsi que leurs interactions.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Mettre en place des m\u00e9canismes de contr\u00f4le et d\u2019assurance afin d\u2019assurer la fiabilit\u00e9 et la s\u00e9curit\u00e9 du syst\u00e8me.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p>Gr\u00e2ce \u00e0 cette plateforme, les utilisateurs peuvent consulter en ligne les informations li\u00e9\u00b2es \u00e0 leur compte, telles que le solde disponible et l\u2019historique des transactions. De son c\u00f4t\u00e9, le b\u00e9n\u00e9ficiaire d\u2019un ch\u00e8que a la possibilit\u00e9 de v\u00e9rifier instantan\u00e9ment plusieurs \u00e9l\u00e9ments, notamment :<\/p>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Une \u00e9ventuelle interdiction d\u2019utilisation des ch\u00e8ques par le tireur.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>La pr\u00e9sence d\u2019une opposition au paiement pour cause de vol ou de perte.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>La cl\u00f4ture du compte associ\u00e9 au ch\u00e8que.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>La disponibilit\u00e9 d\u2019une provision suffisante au moment du contr\u00f4le.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p>En outre, la plateforme offre une fonctionnalit\u00e9 de r\u00e9servation instantan\u00e9e et s\u00e9curis\u00e9e des fonds en faveur du b\u00e9n\u00e9ficiaire, une fois la v\u00e9rification des donn\u00e9es du ch\u00e8que effectu\u00e9e et l\u2019op\u00e9ration confirm\u00e9e par les parties concern\u00e9es. Elle assure \u00e9galement<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80db867 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"80db867\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f697bd4 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"f697bd4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cc2fff sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"2cc2fff\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c3af7f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"c3af7f5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f93a51 sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"5f93a51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b74a401 e-grid-align-left elementor-shape-rounded elementor-grid-0 sc_fly_static elementor-widget elementor-widget-social-icons\" data-id=\"b74a401\" data-element_type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-repeater-item-e9ad09a\" href=\"https:\/\/www.facebook.com\/profile.php?id=100057469898495\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-facebook\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-b1339e4\" href=\"https:\/\/www.linkedin.com\/company\/gamatn\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<i class=\"fab fa-linkedin\"><\/i>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La Banque Centrale de Tunisie (BCT) a publi\u00e9, le 31 janvier 2025, la Circulaire N\u00b02025-03, qui \u00e9tablit les conditions d\u2019exploitation de la Plateforme \u00c9lectronique Unique des Ch\u00e8ques. Cette circulaire vise&hellip;<\/p>\n","protected":false},"author":1,"featured_media":21959,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21981","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/posts\/21981","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gama.tn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21981"}],"version-history":[{"count":7,"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/posts\/21981\/revisions"}],"predecessor-version":[{"id":21991,"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/posts\/21981\/revisions\/21991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gama.tn\/index.php?rest_route=\/wp\/v2\/media\/21959"}],"wp:attachment":[{"href":"https:\/\/gama.tn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21981"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gama.tn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21981"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gama.tn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21981"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}